Investing in quality companies at attractive valuations for income and growth
Your style and approach have been an oasis of sanity in a crazy financial world. I have learnt a great deal from you in the time I have subscribed.
Tim C, private investor
Do you want to invest in shares for income and growth? Are you interested in investing in high quality businesses with attractive dividend yields?
If so then you’re in the right place, because that’s exactly what this website is about.
Hopefully you’ve had a look around, perhaps read a few articles and tried out some of the free resources, such as my investment spreadsheet and checklist.
You may even have read my book, The Defensive Value Investor.
I’ve tried to make the website’s blog and those free resources as helpful as possible, and many investors have told me that they are.
But other investors told me it’s too confusing or that it takes too much time.
Many said they’d like to see more examples of what it actually looks like to manage a real world portfolio, dealing with regular company updates, annual results, mergers and so on.
Others want to see what a truly detailed analysis of a potential investment looks like.
And others just want to know what I’m actually invested in today, why I bought those companies and what I think of them today.
I’m not a financial adviser so I can’t given personal investment advice, so in 2011 I decided to launch a monthly investment e-newsletter called UK Value Investor.
It’s a premium newsletter and subscription gives you access to a range of supporting online resources, which I’ll explain in a moment.
My goal with this service is to help you build a diverse portfolio of high quality companies, purchased at low valuations for income and growth.
The newsletter has three key features:
- A unique stock screen: You can use this screen to quickly find high quality FTSE All-Share companies trading a low valuations.
- A realistic model portfolio: This portfolio shows you all of my current real world investments, along with summaries of recent news and reviews of the latest interim and annual results.
- Detailed investment analysis: Each month I buy or sell one holding. This decision is based on a detailed five- to ten-page review which is written in plain English for normal people (i.e. not accountants or professional investors).
So far this service has proven to be quite popular and today, more than 200 investors receive the newsletter each month.
Here’s a bit more detail about what you’ll get as subscriber:
A monthly investment newsletter
I’m not a fan of jargon, so I write this newsletter with the lay investor in mind. In other words, a normal person who’s interested in investing in shares but only has a limited amount of time to spend on it.
The newsletter is published in the first week of each month in PDF format and contains:
- FTSE 100 and FTSE 250 valuations: A brief review of the latest FTSE 100 and FTSE 250 CAPE ratios and other useful valuation metrics.
- Model portfolio review: All the latest annual, interim and trading updates from the portfolio’s holdings as well as a list of all holdings and their current status.
- Detailed buy or sell review: As described above, every month I buy or sell one company. The idea is to continuously improve the portfolio by increasing the average quality of its holdings and increasing the average yield.
- Defensive value stock screen: Containing around 200 dividend-paying FTSE All-Share stocks sorted by a combination of growth, quality, income and value.
- Reader Q&A: Answers to recent questions from subscribers
Here’s a sample issue of the newsletter in PDF format.
A unique stock screen
The stock screen contains around 200 companies from the FTSE All-Share index, each of which has a ten-year unbroken record of dividend payments.
Companies are ranked by a combination of income, growth, quality and value, making it easier to find above average companies with above average yields.
You can find a hard copy of the stock screen in the monthly newsletter and an interactive stock screen on the subscriber-only website which is updated daily.
The interactive stock screen can be sorted or filtered by any column. You can also download the stock screen’s data into your own spreadsheet for further analysis.
You can find out more about the stock screen here.
An extremely realistic model portfolio
The model portfolio is a copy of the portfolio’s I manage for myself and my family and it holds exactly the same stocks with similar position sizes.
The only difference is the absolute size of the portfolio and the fact that no cash is added to or removed from the portfolio other than an initial and virtual £50,000 investment in 2011.
The model portfolio holds around 30 dividend-paying companies, all of which have been selected from the top end of the stock screen over the last few years.
The subscriber-only website include a complete breakdown of the model portfolio’s holdings, including links to the latest annual report, the original purchase review and any subsequent annual or interim reviews from the newsletter.
You can find out more about the model portfolio here.
Detailed monthly buy/sell reviews
Each month one company is added to or removed from the model portfolio. The idea is to continuously improve the portfolio by removing below average companies with below average yields and replacing them with above average companies with above average yields.
The choice of what to buy or sell is based partly on the company’s stock screen rank, but most of the decision rests on an extensive hands-on review.
These reviews typically take several days to complete and they explain, in detail, why a particular company is about to be bought or sold.
The newsletter is published a few days before I make the trade in the model portfolio and my family’s portfolios, so subscribers get a chance to act on the information (or not) before I do.
Here’s what you’ll get:
- Monthly issues of UK Value Investor, published during the first week of each month in PDF format.
- Access to the subscriber-only website, which includes a complete archive of past newsletters, an interactive stock screen and detailed information on each of the model portfolio’s current holdings.
- Priority support by email.
- A FREE copy of The Defensive Value Investor.
- Exclusivity, with the number of subscribers strictly limited to 300.
- A 14-day money back guarantee: If you’re not 100% satisfied just cancel within your first 14 days for a full refund.
Auto renews. Cancel anytime.
Common questions
Do you back your ideas with your own money?
Yes. More than 90% of my family’s investments are held in exactly the same companies as the model portfolio.
How do I renew?
Your subscription will renew automatically until cancelled.
What will the subscription fee be when it renews?
Your subscription will automatically renew at the same price each month or year, so you will see no price rises, ever.
How do I cancel my subscription?
There is no long-term contract and you can cancel anytime. Just use the contact form on the website. If you cancel within your first 14 days you’ll receive a full refund.
Can subscribers really get a free copy of your book?
Yes, but if you want a paperback then delivery is only free within the UK (delivery of the e-book version is always free).
Have another question?
Please get in touch.
Regulation: This service is for informational and educational purposes only and does not provide investment advice. It is therefore not regulated by the Financial Conduct Authority. It is for investors who can make their own investment decisions without advice. You should always carry out your own research and factual verification and come to your own conclusions before making any investment decision. If you are unsure of an investment you should consult a regulated independent financial adviser. You must read and agree to the terms and conditions before joining.
Risk warning: The value of shares and the income from them can go down as well as up, so you could get back less than you invested. You should not invest with money you cannot afford to lose. You should invest with a time horizon of at least five years. Past performance is not a reliable guide to future performance.
Private investors only: This service is for individual private investors only. If you are a professional investor or financial adviser and would like a corporate subscription please get in touch.